SM Federal Credit Union

Lost or Stolen Debit Card: 1-888-263-3370

SM Federal Credit Union

Loan Rates March 19, 2024 to April 22, 2024 Auto/Truck
	Term	APR	monthly/per thousand	pay period per thousand
2023/2024	72 months*	6.99%	17.04	7.87
	60 months	6.25%	19.45	8.98
	48 months	6.05%	23.51	10.86
	36 months	5.85%	30.36	14.02
2022	60 months	6.59%	19.61	9.06
2021	48 months	6.29%	23.62	10.91
2020	42 months	6.79%	26.83	12.39
2019	36 months	7.29%	31.01	14.34
2018	36 months	7.29%	31.01	14.34
2017	36 months	7.29%	31.01	14.34
2016-2006	24 months	7.59%	45.04	20.82

***Boat/Camper/Motorcycle/Tractor loan rates = to 1% above applicable rates RV rates available upon request

Mortgage Refinance/Purchase
	Term	APR	monthly per thousand	pay period per thousand
1st mortgage	30 year 20% down	6.50%	6.32*	2.91*
1st mortgage	15 year 20% down	5.75%	8.30*	3.83*
1st mortgage	10 year 20% down	5.625%	10.92*	5.04*
1st mortgage	5 year 20% down	5.50%	19.10*	8.82*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS CALL FOR MORE DETAILS
Terms available up to 10 years, Current rates available upon request.

Please note: Rates are subject to change. Contact the credit union for the most current rates.

Monday — Friday
8:00 AM — 5:00 PM

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370

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