Share Account

Share accounts at SM Federal pay outstanding rates and are free of fees. Minimum balance is $50.00.

Individual Retirement Account

IRA's at SM Federal are compounded quarterly and paid quarterly. Minimum opening balance is $1,000.00.

Share Certificate

Share Certificate Rates are as follows and are subject to change daily. Minimum Deposit $1000.00 Funds can be transferred from share account to open a Share Certificate simply by calling our office.

Home Equity Loan

Terms available up to 10 years, Call our office for current rates. Line of Credit Loans and Fixed Rates are both available.

First Mortgage Loans

These products would be for the purchase of your primary residence or refinance of your existing first mortgage. We offer very competitive rates. Call our office for a breakdown of fees based on the amount of the loan and what state your property is located in.

Vehicle Loans

Terms are based on the year of the vehicle financed. There are no fees associated with auto loans.

Motorcycle, Boat, and Trailer loans are available for 1% over the applicable auto rate. Current rates are always available here.



Monday — Friday
8:00 AM — 5:00 PM




Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

Federally Insured


Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Get in Touch



PO Box 498
Mission, KS 66201

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