Loan Rates

Loan Rates
February 4, 2024 to March 18, 2024
Auto/Truck

Term APR monthly/per thousand pay period per thousand
2023/2024 72 months* 6.99% 17.04 7.87
60 months 6.25% 19.45 8.98
48 months 6.05% 23.51 10.86
36 months 5.85% 30.36 14.02
2022 60 months 6.59% 19.61 9.06
2021 48 months 6.29% 23.62 10.91
2020 42 months 6.79% 26.83 12.39
2019 36 months 7.29% 31.01 14.34
2018 36 months 7.29% 31.01 14.34
2017 36 months 7.29% 31.01 14.34
2016-2006 24 months 7.59% 45.04 20.82
         

***Boat/Camper/Motorcycle/Tractor loan rates = to 1% above applicable rates

RV rates available upon request

Mortgage Refinance/Purchase

Term APR monthly per thousand pay period per thousand
1st mortgage 30 year
20% down
6.375% 6.25* 2.88*
1st mortgage 15 year
20% down
5.625% 8.25* 3.81*
1st mortgage 10 year
20% down
5.50% 10.88* 5.02*
1st mortgage 5 year
20% down
5.375% 19.08* 8.81*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS
CALL FOR MORE DETAILS

Terms available up to 10 years, Current rates available upon request.

 

Please note: Rates are subject to change. Contact the credit union for the most current rates.


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8:00 AM — 5:00 PM

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MyCreditUnion

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

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Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Get in Touch

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

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