Loan Rates

Loan Rates
March 11, 2021 to April 14, 2021
Auto/Truck

Term APR monthly/per thousand pay period per thousand
2020/2021 72 months* 3.59% 15.44 7.13

* 72 Month available for loans of $30,000.00 and above.

60 months 3.29% 18.07 8.35
48 months 2.99% 22.10 10.21
36 months 2.99% 29.05 13.41
2019 60 months 3.49% 18.16 8.39
2018 48 months 3.79% 22.45 10.37
2017 42 months 4.09% 25.57 11.74
2016 36 months 4.39% 29.65 13.70
2015 36 months 4.39% 29.65 13.70
2014 36 months 4.39% 29.65 13.70
2013-2003 24 months 4.39% 43.54 20.11
         

**Used Luxury cars may be eligible for an extension in term up to 12 months at the same current rate.

***Boat/Motorcycle/Tractor loan rates = to 1% above applicable rates

RV rates available upon request

Mortgage Refinance/Purchase

Term APR monthly per thousand pay period per thousand
1st mortgage
20% down
15 year 2.375% 6.61* 3.05*
1st mortgage
10% down
15 year 2.50% 6.67* 3.07*
1st mortgage
20% down
10 year 2.00% 9.19* 4.24*
1st mortgage
20% down
5 year 2.00% 17.54* 8.10*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS - CALL FOR MORE DETAILS

Terms available up to 10 years, Current rates available upon request.

 

Please note: Rates are subject to change. Contact the credit union for the most current rates.


Hours

Monday — Friday
8:00 AM — 5:00 PM

Disclaimer

Associations

MyCreditUnion

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

Federally Insured

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Get in Touch

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370



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