Loan Rates

Loan Rates
November 15, 2021 to December 13, 2021
Auto/Truck

Term APR monthly/per thousand pay period per thousand
2021 72 months* 3.39% 15.33 7.08

* 72 Month available for loans of $30,000.00 and above.

60 months 3.09% 17.97 8.30
48 months 2.79% 22.00 10.16
36 months 2.79% 28.92 13.36
2020 60 months 3.29% 18.05 8.34
2019 48 months 3.59% 22.32 10.32
2018 42 months 3.89% 25.42 12.67
2017 36 months 4.19% 29.50 13.62
2016 36 months 4.19% 29.50 13.62
2015 36 months 4.19% 29.50 13.62
2014-2004 24 months 4.19% 43.35 20.02
         

**Used Luxury cars may be eligible for an extension in term up to 12 months at the same current rate.

***Boat/Motorcycle/Tractor loan rates = to 1% above applicable rates

RV rates available upon request

Mortgage Refinance/Purchase

Term APR monthly per thousand pay period per thousand
1st mortgage
20% down
15 year 2.25% 6.55* 3.02*
1st mortgage
10% down
15 year 2.375% 6.62* 3.05*
1st mortgage
20% down
10 year 2.00% 9.20* 4.24*
1st mortgage
20% down
5 year 2.00% 17.53* 8.09*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS - CALL FOR MORE DETAILS

Terms available up to 10 years, Current rates available upon request.

 

Please note: Rates are subject to change. Contact the credit union for the most current rates.


Hours

Monday — Friday
8:00 AM — 5:00 PM

Disclaimer

Associations

MyCreditUnion

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

Federally Insured

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Get in Touch

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370



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