Loan Rates

Loan Rates
November 23, 2022 to December 10, 2022
Auto/Truck

Term APR monthly/per thousand pay period per thousand
2022/2023 72 months* 5.50% 16.33 7.54
60 months 4.69% 18.72 8.66
48 months 4.49% 22.79 10.54
36 months 4.49% 29.75 13.73
2021 60 months 4.49% 18.63 8.60
2020 48 months 4.99% 23.03 10.63
2019 42 months 5.29% 26.13 12.07
2018 36 months 5.59% 30.24 13.98
2017 36 months 5.59% 30.24 13.98
2016 36 months 5.59% 30.24 13.98
2015-2005 24 months 6.00% 44.31 20.48
         

***Boat/Camper/Motorcycle/Tractor loan rates = to 1% above applicable rates

RV rates available upon request

Mortgage Refinance/Purchase

Term APR monthly per thousand pay period per thousand
1st mortgage 15 year
20% down
5.75% 8.31* 3.83*
1st mortgage 10 year
20% down
5.50% 10.86* 5.01*
1st mortgage 5 year
20% down
5.00% 18.88* 8.71*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS
CALL FOR MORE DETAILS

Terms available up to 10 years, Current rates available upon request.

 

Please note: Rates are subject to change. Contact the credit union for the most current rates.


Hours

Monday — Friday
8:00 AM — 5:00 PM

Disclaimer

Associations

MyCreditUnion

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

Federally Insured

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Get in Touch

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370



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