SM Federal Credit Union

Share Account January 1, 2026 to March 31, 2026 Compounded daily and credited quarterly
Balance	Rate	APY*
$25.00 - $25,000.00	.50%	.50%*
$25,001.00 - $100,000.00	.75%	.75%*
$100,001.00 - $250,000.00	1.00%	1.00%*

IRA Account January 1, 2026 to March 31, 2026 Compounded daily and credited quarterly
	Rate	APY*
Daily	2.75%	2.78%*

Share Certificates subject to change daily
	Rate	APY*
6 months	3.50%	3.55%*
1 year	3.50%	3.55%*
18 months	2.25%	2.27%*
2 years	2.25%	2.27%*
3 years	2.00%	2.02%*
4 years	2.00%	2.02%*
5 years	2.00%	2.02%*

* Annual Percentage Yield, compounded daily and paid quarterly

** $1,000.00 minimum opening balance

** 90 day penalty for early withdrawal before maturity

Please note: Rates are subject to change. Contact the credit union for the most current rates.

Monday — Friday
8:00 AM — 5:00 PM

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370

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